What is the due date concept for a continuing activity SAR from the initial filing?

• A. 120 days from the date of the initial SAR filing
• B. 60 days from detection
• C. 90 days from initial filing
• D. 30 days from detection

Answer: (A)

Understanding continuing activity reporting: when a suspicious pattern starts with an initial SAR and continues over time, you use a continuation SAR to update the record with ongoing activity. The deadline for submitting that continuation is 120 days after the date of the initial SAR filing. The clock starts at the initial filing, and you have up to four months to file the continuation, regardless of when the continuing activity occurs. This distinguishes it from the initial filing, which is governed by the detection date, and from shorter deadlines that don’t apply to continuing activity filings. So the correct concept is that the continuation must be filed no later than 120 days after the initial SAR is filed.