Cocaine is listed under which MRB category?

• A. MRB III
• B. MRB V
• C. MRB II
• D. MRB IIII

Answer: (C)

Risk-rating frameworks classify substances by how likely they are to be used to launder money and how much scrutiny they require. Cocaine, as an illegal hard drug with significant illicit proceeds, carries a high money-laundering risk. In this material’s MRB scheme, that elevated risk is assigned to MRB II, signaling the need for enhanced due diligence, tighter ongoing monitoring, and clear escalation for any suspicious activity. The other categories would map to different risk levels and wouldn’t align with cocaine’s high-risk profile, and one option appears to be an invalid designation.